Someone in a different forum said that the problem is that TM has to be used with an OSX that is Lion or above, but I have Yosemite, so isn't that above Lion?
One of he upsides of a user-to-user support forum is that you can get feedback from users who can actually help solve your issue. But, one of the downsides is that information which is just not correct at all sometimes appears from folks who do not know what they talking about.
Time Machine can be used with any version of OS X starting with Leopard (10.5.x), so the information that you mentioned above is from someone who simply does not know what they were talking about.
TM not saving ALL my files has been an issues for months
By default, Time Machine saves all of the data on your Mac....unless.....you have specifically excluded files or folders from your backups. Can you give us a few examples of files and folders that are not being backed up?
If you open System Preferences (gear icon on the dock) and then open Time Machine and click on Options, the window will display any files that are being excluded from your backups. Do you see any files there? If yes, what are they?
When doing a backup, Time Machine says it's backing up 33GB to 195GB
Click on the Time Machine "clock" icon up at the top of your Mac's screen
Click Back Up Now
Now click on the Time Machine icon again
Click on Open Time Machine Preferences and watch the progress
You will see "Preparing backup" for awhile, then the message will change to show how much data is being backed up. Wait a few seconds, then post the exact message that see at that time.