Hello there, kid million.
It sounds like the Discover app that you have downloaded to your iPhone 6 is generating an error when you attempt to add a new payment option. The following Knowledge Base article offers up some practical and in-depth steps for troubleshooting:
If an app you installed unexpectedly quits, stops responding, or won’t open - Apple Support
Close the app and open it again.
Turn your device off and back on.
- Make sure that you're using latest version of iOS.
- Open the App Store and tap Updates.
- If updates are available, tap Update All.
- If asked, enter your Apple ID password.
You might need a Wi-Fi connection to update some apps.
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- Tap and hold the app until it jiggles.
- Tap the on the app.
- Press the Home button.
- Go to the App Store and download the app again.
- Wait for the app to download, then open it from the Home screen.
If you see this issue again, contact the app developer for help:
- Find the app in the App Store.
- Tap the app, then tap Reviews.
- Underneath App Store Customer Reviews, tap App Support.
Thanks for being a part of Apple Support Communities.
Cheers.