HT201266: Change or remove your Apple ID payment information
Learn about Change or remove your Apple ID payment information
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Helpful answers
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Sep 19, 2015 1:23 PM in response to Tarbear123by King_Penguin,Follow the instructions on the page that you posted from e.g. log into your account via the Store > View Account menu option on your computer's iTunes and select the payment details section, or tap on your id in Settings > iTunes & App Store on an iOS device and then tap 'view Apple id' on the popup and login into it and select payment details.
If you don't get the 'none' option : Why can’t I select None when I edit my Apple ID payment information? - Apple Support