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Oct 7, 2015 1:06 AM in response to Cork_by Jonathan UK,Hi
Some users have experienced issues trying to re-add cards that have been previously been added to Apple Pay. For more information, see the comments from the bottom of page 7 onwards here: Cannot add cards back to apple pay after restoring.
I suggest that you contact both your bank and Apple Support, in order that they can each look into your issue: