Klark
My phone 5s idont have personal hotspot in my settings and ihave ios 9.2
iOS 9.0.2
My phone 5s idont have personal hotspot in my settings and ihave ios 9.2
iOS 9.0.2
You may need to check with your cellular carrier. If internet tethering is not included in your cellular carrier plan then the personal hotspot option does not appear in the settings.
Klark