Can't add Apple Pay to watch

I've gotten a couple different answers from Wells Fargo, but bottom line is that they blame Apple for this.

I have a WF visa on both my phone and my wife's phone. I tried adding the card to my watch as well but couldn't do it. All it would tell me to do was cantact WF.

WF told me:

You can have a card active on on,y two devices at a time. The watch would make it three.

Second call told me that I can only personally have the card activate on one personal device at a time.

Both answers are, at the very least, unfriendly.

I cannot find a proper answer.