Q: I can't find Apple Pay in my iPhone 6

Apple Pay is the name of the service. The app that's used for managing it is named Wallet. You also have to enable Touch ID for Apple Pay to work. Settings > Touch ID & Passcode.

Hi Melvin

Apple Pay is available within the US and UK. Unless your device is set to one of those regions, you will not see the option to add cards.

You can also only add supported cards from participating banks or stores within those countries:

More information:

Set up and use Apple Pay on your iPhone or iPad - Apple Support

Apple Pay participating banks - Apple Support

If you are in one of those countries, but don't see the option to add cards to Apple Pay, check the region settings on your iPhone:

To change the region on your iPhone, go to:

Settings > General > Language & Region > Region