Q: Is apple pay available in india?

Debit cards are not acceptable in India.   The only acceptable cards are shown when you edit your payment details.  A Visa sign does not mean Visa Debit anywhere unless it specifically says so.   Check with your bank if they have an arrangement for Apple Pay.   I very much doubt it.

Panujay wrote:

 

IS apple pay service available in india because there is no any option in wallet app to add credit or debit card

Hi

Apple Pay is presently only available within the US and UK. Unless your device is set to one of those regions, you will not see the option to add cards.

You can also only add supported cards from participating banks or stores within those countries.

seventy one wrote:

 

Debit cards are not acceptable in India.   The only acceptable cards are shown when you edit your payment details.  A Visa sign does not mean Visa Debit anywhere unless it specifically says so.

This is not relevant to your question, so can be disregarded.

As Apple Pay is not presently available in India, it is not possible to state which cards may / may not be supported there if Apple Pay does become available in the future.

We shall have to wait and see if it can be disregarded, as you put it.   Debit cards in India have been a no no for ages because of earlier mis use so a reprieve for Apple Pay may be questionable.    But there again, we aren't allowed to speculate in these columns.

seventy one wrote: We shall have to wait and see if it can be disregarded, as you put it.

The comments can be disregarded precisely because it is necessary to wait and see what cards will be included if and when Apple Pay launches in India. In the meantime, the comments are both speculation and, unfortunately, inaccurate.

seventy one wrote: Debit cards are not acceptable in India. The only acceptable cards are shown when you edit your payment details.

Apple Pay has neither been launched nor announced in India, so there are no acceptable or unacceptable cards, nor is there any way to edit payment details for it. You may have been referring instead to:

- iTunes Store in India: which does accept certain debit cards from certain local banks.

- India generally: where debit cards account for more cards in issue and more transactions than credit cards.

seventy one wrote: A Visa sign does not mean Visa Debit anywhere unless it specifically says so.

This is incorrect. In many countries (presently including India), merchants accept all categories of Visa cards whilst displaying only the standard Visa symbol / brand mark. In some other countries (presently including the US), merchants may have different policies for different card categories. In the US, displaying only the standard Visa symbol / brand mark should indicate that the merchant accepts all Visa cards. Signage for specific card types should only be shown when limited acceptance policies apply.

seventy one wrote: Check with your bank if they have an arrangement for Apple Pay

This is not necessary. Apple Pay has not launched in India, so it is not presently possible to set it up or add cards from any banks there.

I really can't be bothered to waste my time discussing a matter which cannot be validated one way or another and is based on speculation which is not allowed.

I Think you did not get the point. This is not about adding your card to Apple's payment gateway which is used for purchasing items from AppStore or iTunes. We are talking about a app which is known as Wallet in India and Apple Pay in UK, US and Europe. This app actually let users to add their credit and debit card in the app and user can pay at various store using that app. This particular app not launched in India yet.