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Dec 9, 2015 7:45 AM in response to kyledhudby Brett L,Greetings kyledhud,
When using Family Sharing all charges for iTunes, App Store, Book Store, etc, made by family members are charged to the organizer's payment method, with one exception - if the family member has gift or store credit. See this article for reference - Family purchases and payments.
If you have younger family members (under 18 years old) who may not be able to make responsible purchase decisions, you can use the Ask to Buy feature of Family Sharing. This means that any purchases would be required to be submitted for approval to the family organizer or another responsible member.
Thanks for using Apple Support Communities.
Be well.
