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Helpful answers
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Dec 7, 2015 9:25 PM in response to Johnzy67by sberman,Remove the expired card and re-add it.
Set up and use Apple Pay on your iPhone or iPad - Apple Support
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Dec 8, 2015 1:34 AM in response to Johnzy67by Jonathan UK,Hi John
Check with your bank before removing the expired cards from Apple Pay. Your bank may already have associated your replacement cards with the Device Account Numbers in Apple Pay for those card accounts. If so, you can continue using those accounts via Apple Pay without needing to do anything yourself.
Only if this is not the case will you need to remove the original cards and add the new ones separately (as it is not possible to edit expiry dates or security codes yourself).
Your bank can advise which method applies in your case.