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Helpful answers
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Dec 29, 2015 12:20 AM in response to ms.music99by Ingo2711,Did you follow the steps mentioned in this article?
Change or remove your Apple ID payment information - Apple Support
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Dec 29, 2015 12:28 AM in response to ms.music99by seventy one,Do you owe money for previous purchases or through another account? If so you must clear the debt before you can use the 'none' option.