Again, it's ok. It's simple, I have been able to exist with my .Mac account since 2002, yes at least 13 years, with a strong password and no security questions and no two factor authentication. I use two factor authentication where it maters but did not want to use it with my .Mac, MobileMe, iCloud account and also chose to forgo the security questions until two days ago when it was forced.
I was simply hoping someone might know of an undocumented way to return to this state. Just a single, very complex password that I change a couple of times a year for more than a decade. That was my point. I'm not looking to add two factor authentication to replace the questions, I'm not trying to reset my password, I'm not trying to change my security question answers.
Of course I can suggest it to Apple but there was always a chance that someone might know of an existing solution.