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Helpful answers
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Jan 20, 2016 6:58 AM in response to Shanlou124by D.Cohen,Make sure you follow the steps from these Apple Support articles:
Create and start using an Apple ID - Apple Support
Change or remove your Apple ID payment information - Apple Support
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Jan 20, 2016 9:47 AM in response to Shanlou124by ChitlinsCC,This could be due to a "minor" entry error you are making... Apple runs the info you provide against the CC issuer's info - # itself, address, zipcode, FullName, etc.