HT201454: If you don't see your family's shared content
Learn about If you don't see your family's shared content
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Jan 21, 2016 11:59 PM in response to debber53by King_Penguin,What do you mean 'it wouldn't let me', what happens when you try to replace the card (you can only have one card on an account, you can't add a second card) ?
Changing payment details : Change or remove your Apple ID payment information - Apple Support