HT201359: How iTunes Store purchases are billed
Learn about How iTunes Store purchases are billed
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Helpful answers
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Jan 28, 2016 12:29 AM in response to Auri53by itunes999,Refer the article on how to Pay an unpaid balance in the iTunes Store - Apple Support
If you have an un-paid order balance from your previous purchase then the card is declined. First you need to pay the un-paid balance using your store credit, different card, iTunes gift card.
If un-paid balance is not cleared after few days even iTunes will not allow to access free apps.
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Jan 28, 2016 12:38 AM in response to Auri53by King_Penguin,Not all debit cards seem to be accepted, and may not be accepted at all in some countries (not all payment methods are valid in all countries). You've check with your card issuer to see if it's them who are declining it for use with iTunes ?