pphelps2006

Q: Why are ApplePay sites harder to find than a purple unicorn yet SamsungPay is freaking everywhere?

TThe only place in the Omaha NE area that I've found is McDonalds.   What about Walmart Target Subway?  Come on Apple. You're supposed to be the best. 

iPad, iOS 5.1.1

Posted on Feb 1, 2016 6:29 PM

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Q: Why are ApplePay sites harder to find than a purple unicorn yet SamsungPay is freaking everywhere?

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  • by JaxFLBear,Solvedanswer

    JaxFLBear JaxFLBear Feb 2, 2016 6:21 AM in response to pphelps2006
    Level 2 (319 points)
    Feb 2, 2016 6:21 AM in response to pphelps2006

    It's not up to Apple to determine what merchants accept Apple Pay.  They have (and are currently working) with larger retailers to get them to accept contactless payments, but ultimately it's the merchants decision.

     

    Subway should accept Apple Pay as they are on Apple's list.

     

    http://www.apple.com/apple-pay/where-to-use-apple-pay/

     

    As for Walmart & Target, they are both members of the Merchant Consumer Exchange (MCX) which is developing a competing product called Current C.  MCX members are prohibited (by their contract) from accepting any other form of mobile payments for a period of time.  A couple of MCX members (Rite-Aid & Best Buy) have decided to turn on contactless payments (i.e. Apple Pay) in their stored.  Target is open to the idea, but has not yet made a final decision.

     

    MasterCard has a mobile app called Nearby which will show you locations that accept contactless payments.

  • by JaxFLBear,

    JaxFLBear JaxFLBear Feb 2, 2016 9:13 AM in response to pphelps2006
    Level 2 (319 points)
    Feb 2, 2016 9:13 AM in response to pphelps2006

    As for Samsung Pay, it relies partially on technology Samsung got when they purchased LoopPay.  The LoopPay technology send a signal that could be picked up by the magnetic stripe reader.  This mimicked the sliding of the CC through the mag stripe reader.

     

    Samsung Pay also supports contactless payments using NFC.