dmoulton

Q: Pin denied but cc transaction works

If I try to use my debit card as a debit on an Apple Pay transaction, I get denied for a bad pin. It does work as a credit card. I'm wondering if I did something at setup that makes it this way.

iPhone 6s, iOS 9.2.1

Posted on Mar 22, 2016 8:13 AM

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Q: Pin denied but cc transaction works

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  • by Jonathan UK,Solvedanswer

    Jonathan UK Jonathan UK Mar 22, 2016 8:34 AM in response to dmoulton
    Level 7 (31,031 points)
    Apple Watch
    Mar 22, 2016 8:34 AM in response to dmoulton

    Hi

     

    When using Apple Pay in stores, if you are offered the choice of Credit or Debit on the payment terminal, Apple recommends that you always choose Credit - regardless of the type of payment card that you are using via Apple Pay.

     

    Choosing Debit might not always work successfully - for example, with some older payment terminals and/or backend systems.