Q: How to purchase from I store without credit and debit card

Hi

Payment methods that are accepted by the Apple Online Store may vary by country.

For the US, for example, they are detailed here:

http://www.apple.com/shop/help/payments

The Apple Store app also accepts payment via Apple Pay:

http://www.apple.com/shop/help/payments

Information about payment methods for your iTunes / Apple ID account (used to make purchases in the iTunes Store, App Store, iCloud and for other Apple services) is available here:

Change or remove your Apple ID payment information - Apple Support

Apple also offers two types of gift card: the Apple Store Gift Card and the iTunes Store Gift Card. How each of these can be used is explained here:

What type of gift card do I have? - Apple Support

If you would like to suggest that Apple also considers accepting other payment methods, you can contact Apple:

Contact Us

Hi Khurram

You will need to contact whoever you wish to make a purchase from to check which payment methods they can accept.

This is a user-based technical support community (you are not talking to Apple here).

For example: within India, an Apple Authorised Reseller may accept a bank transfer:

http://www.apple.com/in/buy/catalogresellers/