Q: if my phone is disabled will I loose all of my photos if they are saved icloud and updated on 4/17/16

This article may help:

If you forgot the passcode for your iPhone, iPad, or iPod touch, or your device is disabled - Apple Support

especially the section:

Erase your device with iCloud

If you set up Find My iPhone on your iOS device or Mac, you can use iCloud to erase and restore it.

1. From another device, go to icloud.com/find.
2. If prompted, sign in with your Apple ID.
3. Click All Devices at the top of your browser window.
4. Select the device you want to erase.
5. Click Erase [device] to erase your device and its passcode.
6. Now you can either restore from a backup or set up as new.