Q: I want to remove my credit card information because I have a new credit card and the old one is canceled and it not valid by everytime I try to put my new credit card into my Apple ID it declines it

Try logging into your account, not when trying to download something, and see if you get the 'none' option so that you can remove the card : Change or remove your Apple ID payment information - Apple Support

• I want to remove my credit card information

• I don't see none

If you are using the instructions in the link my above post to try and remove it : Why can’t I select None when I edit my Apple ID payment information? - Apple Support

How do I cancel my current credit card information and add my new card and expiration date.   Apple won't allow me to do this.

What do you mean 'Apple won't allow me' ?

Changing payment details : Change or remove your Apple ID payment information - Apple Support

How do I take my credit card info off my phone

See above