rajeshsamuel wrote: Can Mac webcams be hacked? ...
Not if you keep physical possession of your Mac and do not click untrusted links from unknown sources.
For complete Mac malware information, see Malwarebytes Anti-Malware for Mac.
rajeshsamuel wrote:...How can I check if an unauthorised program is accessing my webcam?...
The green light will be on even after you have restarted your Mac and quit all of your apps that can use the camera.
If you obsess about security, you can launch Mac's Activity Monitor utility and monitor the VDCAssistant process to see if it being used:

rajeshsamuel wrote: ... what about click-baits or ... an unknown program from the internet? ...
Do not click untrusted links from unknown sources.
You can check for previously installed unknown programs by downloading and running Malwarebytes Anti-Malware for Mac.
rajeshsamuel wrote:...Can Mac webcams record without the green light on?...
Not unless a technician has modified your Mac hardware.
Message was edited by: EZ Jim
Mac OSX 10.11.4