Carolyn Samit wrote:
Hi,
Not possible. Incompatible software and hardware.
Balderdash.
mtb_legend, Are you inserting your microSD card into an SD-size adapter for use with a card reader?
Check to see that the 'LOCK' switch on the SD adapter card is unlocked. The 'UNLOCK' position has the lock/unlock slider closest to the end of the card with the metal connector strips.
All of my microSD cards came pre-formatted in MS-DOS (FAT32).
I've successfully used the same microSD cards interchangeably in both Canon cameras and Android (KitKat 4.4) phones to transfer files to and from my various Mac's running OS X 10.10 Yosemite without reformatting.
Android 4.4 KitKat (the one I'm using) unless encrypted, absolutely does NOT have some incompatible proprietary data format that is unrecognizable to Mac OS X 10.10 Yosemite for things like mp3 music, jpg photographs, and pdf files. Even if encrypted, you should still be able to ERASE the contents of the microSD card using Disk Utility.
The example illustrated below is a 32GB microSD card used in my Canon camera with an SD-size adapter.

And here is the info for the microSD card from my Android smartphone.

As you can see, both cards are MS-DOS (FAT32) format, and total size of each is 32GB.
When the card is unlocked in the adapter, OS X 10.10 Yosemite Disk Utility permits me to view, erase, and reformat the microSD card, though I still need to use MS-DOS (FAT32) to remain compatible with my phones and cameras.

There ARE limitations to the MS-DOS (FAT32) format, and without exploring special file utilities (none of which I've tried) 32GB is the maximum size for an MS-DOS (FAT32) volume. Since the entire card is just 32GB, that's not a problem.