I got a call yesterday from my Bank and they stated if I used my debit credit card for 2 purchases at Wal Mart. They used Apple Pay to pay my question is how could they put my card info on Apple Pay. I don't have an account with Apple Pay but can can anyone put any card on Apple Pay and does Apple Pay cover the charges.
Thanks
Fro any comments
Hi
When someone requests to add a payment card to Apple Pay on a device, Apple sends that request, along with certain information (including about the device), to the card issuer.
The card issuer then decides whether or not to approve adding the card. An issuer may choose to authenticate the cardholder's identity before approving the request, but it is up to them whether and how they do this. Methods may include, for example, sending a verification code via text message to a phone number that the issuer has on file for you.
Whether or not the issuer chooses to authenticate your identity, a card cannot be added to Apple Pay without the bank approving the request.
This issue is therefore between you and your bank. You may wish to ask your bank what security checks, if any, they carried out when approving the addition of your card to the device that was used for making the payments.
You may also wish to follow the steps suggested here, in case your Apple ID has been compromised:
If you think your Apple ID has been compromised - Apple Support
Hi
When someone requests to add a payment card to Apple Pay on a device, Apple sends that request, along with certain information (including about the device), to the card issuer.
The card issuer then decides whether or not to approve adding the card. An issuer may choose to authenticate the cardholder's identity before approving the request, but it is up to them whether and how they do this. Methods may include, for example, sending a verification code via text message to a phone number that the issuer has on file for you.
Whether or not the issuer chooses to authenticate your identity, a card cannot be added to Apple Pay without the bank approving the request.
This issue is therefore between you and your bank. You may wish to ask your bank what security checks, if any, they carried out when approving the addition of your card to the device that was used for making the payments.
You may also wish to follow the steps suggested here, in case your Apple ID has been compromised:
If you think your Apple ID has been compromised - Apple Support
It probably wasn't your bank. Did they ask you for account details to confirm that you were you? If so then you've handed access to your account to somebody else. Contact your bank directly and discuss it with them.
Setting up Apple Pay with a debit or credit card requires that you run through a security process with your bank or card issuer. Even if somebody had your debit or credit card number they would not be able to set up a fake Apple Pay account to run with it. Likewise only your registered Apple Pay devices can be used to make payments on your accounts.
tt2
It was my Bank that called and I went to the bank rightaway, they made purchases at 2 Walmart each was alittle less then 200.00, after bank closed my card they tried using it again at Walmart. I do have Itunes account but it is on a different card. Can someone that has Apple Pay add a card without the bank knowing it.
Someone used my depit card with Apple Pay
