HT201762: Sign in to the iTunes Store on your iPhone, iPad, iPod touch, Mac, PC, or Apple TV
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Q: How do i use my credits towards movies
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Jul 2, 2016 12:14 AMby King_Penguin,How items are billed is automatic : How iTunes Store purchases are billed - Apple Support
When you make a purchase, content credits are used first, as long as the value of the item that you're buying is less than or equal to the value of the credits. Any gift cards are used next. If your gift card is less than the total cost of the purchase, the payment method that you have on file is billed for the remaining balance.
If you have no content credits or gift cards, the payment method that you have on file is charged for the entire purchase.
Gifting can't use an account's balance, and a family organiser in family sharing can't use their balance
