Why do you need a card to download free stuff? Why does apple make things so difficult? Talk about an inconvenience. Sorry I make barely enough to get by in life, I finally get a decent phone and can't even use it... ***?
iPhone 5s
If the apps are free, you won't be charge.
Credit card is a way Apple can verify who you claim to be.
The use of the credit card is to ensure that the creation of the account is not a computer bot, it ensures you are in fact a person, and it is to guarantee your account.
You can create an Apple ID without a credit card, however it requires you follow the steps in this support document exactly. It is for free apps only. You may encounter problems downloading free apps that have in-app purchases attached to them though. Create an iTunes Store, App Store, or iBooks Store account without a credit card or other payment method - Apple Suppor…
Why do I need a form of payment to download free apps?
