stevejobsfan0123, I understand you misunderstood my OP. Let's just leave "Apple Pay" out of this for now and refer to the "Wallet App" where ALL our credit/debit cards and passes and other store cards are stored.
Double tapping the Home button at the Lock Screen brings up your Wallet -- I should see everything in my Wallet but I don't. I see everything except my Starbucks card. For the record, this has been the case for a few months already and since I'm off work today, I had time to post about it. I have uninstalled/reinstalled the Starbucks app and also re-added the Starbucks card to my Wallet. I can see it there when I launch my Wallet app but not from the double-tap at Lock Screen. I am stumped; I don't really want to waste my time and do a restore on my phone. Mainly, I wanted to know if others experienced this issue. However, the responses have been interesting and I thank you guys for helping me out.