I think I figured this out. Feel free to try to prove me wrong. When I use voice dictation (using the mic button on the keyboard to speak into the phone and have my spoken words transcribed into text), it stays "on", basically keeping an audio channel open, until another application uses the phone speaker, at which point the dictation service stops "running". I think this is what my phone labelled as "SIRI" under battery drain. I figured this out because sometimes, on days when "SIRI" was using a lot of battery, when I would get in my car and connect my phone via bluetooth, it would immediately show that I was in an active call with my own phone. This will make sense to you if it ever happened to you. I figured the phone was basically still trying to "listen", and when I connected it via bluetooth, the "listening" switched from the phone to the bluetooth connection.
So, I started trying to make it stop. I discovered that using any music app would terminate that process, and my phone could then be connected to my car via bluetooth, but not actively on a call with my phone. And from that point on, things stayed normal. But if I used dictation, sure enough, the next time I connected to my car via bluetooth, it would go back to that strange connection where I was on a call with my own phone.
I repeated the experiment many times and it always produced the same result.
Conclusion: disable or stop using dictation (voice to text) to type on your phone.
And wait for Apple to get smart enough to figure these things out for themselves and fix them.