How do you know that it is trying to charge your credit card? Has it been refused? Do you need to update any information about your card?
Is it possible that you have a prior billing problem? If so, see this. If your payment method is declined, or you have a billing issue with a previous purchase in the iTunes Store - Apple Sup…
If that does not help, you can contact iTunes support. https://www.apple.com/emea/support/itunes/contact.html
It seems if you are having an issue with updates, then there is an issue with your account.