I've recently upgraded to an iPhone 7, and have taken advantage of the Apple Pay at work for vending machines. I enjoy the absolute convenience this brings, but I've spent almost $4 at this point, and besides one transaction, none of these purchases seem to be making their way to my bank account.
It's been at least 5 days, and the one that shows up on my bank account was the same day I'm asking this question. What is going on?
Hi
Depending on factors including the card type and transaction value, it can be normal for Apple Pay transactions to take a few days to be reflected in your bank account balance.
For example, in the US, Wells Fargo advises:
"For most Debit Card purchases, we receive the payment request, including the actual transaction amount, within 3 business days of the transaction."
https://www.wellsfargo.com/mobile-payments/apple-pay/faq/
For example, in the UK, Halifax advises:
"When you use your card and the retailer tells us about the transaction we’ll deduct this from the money you have available to spend immediately. Sometimes the retailer doesn’t always let us know straight away and contactless payments under £15 are processed differently. This means we can’t always deduct the transaction from your available funds until we receive it a few days later."
http://www.halifax.co.uk/contactus/how-to-complain/frequently-asked-questions/#b alance
I use Apple Pay all the time. It takes a few days. Check your account 1-3 days after your purchase with Apple Pay. If you still cannot see the transaction, find an Apple Store near you and talk to them about what is going on.
Apple Pay transactions not showing up on bank account?
