Can you ONLY access apple wallet from the lock screen?

Hello,

Can you provide more info? Are you talking about accessing Apple Pay?

This article may help:

Use Wallet on your iPhone or iPod touch - Apple Support

Here are two possible meanings to your question:

• Can the Wallet app be accessed from the Lock Screen and no other way? No. the Wallet app may be accessed while the iPhone is unlocked from the Home Screen.
• Is the Wallet app the only possible app that can be accessed from the Lock Screen? No. You could also access the Messages app (Settings > Touch ID & Passcode > [Allow access when locked] Reply with Message. The Camera and Home apps can also be accessed from the Lock Screen.

i don't have wallet on my homescreen and don't see a way to add it.