The choice of a case is an entirely personal choice. Regardless of what case, if any, anyone uses, accidental damage voids the warranty, period. Pick the case that provides you with the security you are comfortable with.
But regardless, if you drop it or otherwise damage it, your warranty does not cover accidental damage, regardless of cause or circumstances. If this is a major concern for you, you may wish to consider buying AppleCare+ (which reduces the fees for accidental damage) or purchase independent handset insurance.