Does anyone know if a store does not accept American Express (but say Visa and MasterCard), but does accept Apple Pay, if Apple Pay will work if your primary card on Apple Pay is American Express? In other words, is Apple Pay blind to the card that is loaded as payment method?
VIN,iMac (21.5-inch Late 2009), OS X Yosemite (10.10.5), 3.06 Ghz Intel Core 2 Duo, 12GB
Hi
Apple Pay is not "blind" to the card that is loaded as the payment method.
For example: in the UK, McDonald's accepts payment via American Express cards, but it only accepts Apple Pay when the selected payment card for Apple Pay is a Visa or MasterCard.
Hi
Apple Pay is not "blind" to the card that is loaded as the payment method.
For example: in the UK, McDonald's accepts payment via American Express cards, but it only accepts Apple Pay when the selected payment card for Apple Pay is a Visa or MasterCard.
Hi Jonathan
Thanks for your reply.
The MCDonalds example is crazy - I can understand a retailer who does not accept Amex in the normal way, might also not take Amex using Apple Pay. But to accept Amex normally, but refuse it via Apple Pay seems very odd!
But the message I take from your reply is that Apple Pay is merely a mechanism, the underlying card is still important. Retailers have always been fussy about Amex, and I'm guessing this won't change any time soon.
Meanwhile, Tesco seem totally clueless about whether or not the £30 limit applies. My phone said a £37.70 transaction went through this morning, cashier said not and so I paid using physical card. Now Amex say I have been charged twice.
You're welcome!
I suggest that you also contact Tesco customer service to advise them of the issue.
You may also wish to report your experience to Apple. The form enables you to report issues with specific merchants, transactions and payment card types:
American Express and Apple Pay
