Do I need an antivirus for my iPad? I do online banking

No. You can protect yourself by installing a VPN on your computer to hide you from others. Or you can use a browser like the TorBrowser to protect your privacy when conducting online banking. Do not access your accounts from public Wi-Fi which is unprotected unless you have a VPN running. At home, you will have your hardware router as added protection. Among all the VPN services out there that I tested, I can recommend TorGuard. They are reasonably priced and support Macs. They offer a pretty wide range of services for the price. Furthermore, they have hundreds of servers from which to choose that you can change at will.

For online financial services, check the App Store for an app. Most banks have apps now and those are more secure than any web browser connection. For example, Bank of America‘s banking app uses end to end encryption over an effectively vpn connection for all banking sessions. So does Fidelity’s App, Capital One’s and others.

Also if your Bank or finance company offers it, setup and use two factor authentication or login (usually, this involves an SMS message with a short-time limited numeric code, and you need a new code for every login session).

Yep. But the TorBrowser is all you need. It operates as a private web and keeps you anonymous. Using a VPN as well provides an additional level of protection.

Kappy,

Thanks I just was looking at this app in the iTunes store. Is this what you were talking about?

VPN + TOR Browser Private Web