In response to both replies, thank you for your insight. Idris, thanks for explaining that apps cannot be closed during phone calls.
In response to why I force close apps? Currently, when multiple apps are opened, it becomes difficult to navigate especially when 10-15 apps are opened at the same time. It becomes easier to swipe up to return home and look for the app via home (personally for me since I know the exact placement of my apps) as compared to searching for the apps when swiping through them when in the background. It is much more convenient to close apps that I do not need (i.e. Wells Fargo, Chase, Notes, News, NYTimes, Epocrates, Micromedex...) so that when I do swipe to toggle between apps it becomes much easier to find apps that I am using. Therefore, the issue of force closing apps, I think is appropriate, until apple comes up with a way to change the view when toggling to something where users are able to visualize current active/inactive apps at the same time-- much like minimizing the size of icons on mac or windows to visualize all content in the folder. Until then, I will continue to force close apps if it is not needed.