Hi
The following steps may help:
In respect of Photos, check that you have synced a selected album to your Apple Watch:
In respect of Wallet:
- Check your Location Services settings:
- On your iPhone, go to: Settings > Privacy > Location Services:
- Check that Location Services (the main setting at the top) is turned on.
- In the list of apps beneath:
- Check that Apple Watch Faces and Wallet are each set to While Using.
- Tap on System Services > enable all desired services.
- On your iPhone, go to: Settings > Privacy > Location Services:
- Check your Wallet settings for any passes, including enabling Show on Lock Screen for any passes that offer the option: