Apple Pay Cash Card for minors

My two minor children (teenagers aged 14 and 17) have Apple Pay already setup on their iPhones, connected to their own standard bank debit cards (through USAA with Visa). I realize that it is just now rolling out , but once available will they be able to use the new Apple Pay Cash feature?

Apple Pay Cash became available on my iPhone last night, I proceeded with setup & approval process for the Apple Pay Cash Card (asked for my SS# and Date of Birth). I read through the terms and conditions and understand the requirements, including having a linked debit card, two-factor authentication, an eligible Apple ID and device, and "being 18 years old or older".

Will this be the same setup for them? And if so, will such a “credit check” work using their socials and dates of birth if they are less than 18? If not, could I use my social and DOB to get Apple Cash Pay Cards active on their phones, then just transfer money using their debit cards?

I would love to be able to use this new feature to share $$ back and forth with my kids.