There is a charge that didn’t go through my bank account. I had stop the subscription over a month ago and now I can use my itunes

First off, welcome to the Apple Support Communities. Take note, Apple does not participate in the discussion, nor will they take action over your threads. They will only recommend the best response if you do not approve the best answer. What I'm getting at, is that no one here is able to take the charge off your account.

I'm assuming you've been charged for a subscription you canceled, but are still being charged for it.

The very first step you should take is canceling the subscription. You can see how to do that here:

https://support.apple.com/en-us/HT202039

Next, you're probably going to want to get that money refunded. You can learn how to do that here:

https://www.imore.com/how-to-get-refund-itunes-app-store

This should hopefully give you a hand. Good luck!