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Question: My Apple ID is disabled

I recently made purchases because my mother told me I could use her card & she calls & refunds the purchases without me knowing. Now my account is locked & when I try to download free apps it says it’s disabled. Do I need to pay the refunds back from my card or what do I need to do to enable my Apple ID?

Please help to fix this.

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User profile for user: Hi15

Question: My Apple ID is disabled