Sirius/XM app open but not in use causes constant usage on battery indicator

So far this is the only app I have found to make usage go up even if I am not listening to it but it is open as in I have used it recently and not manually swiped it closed.

I have one day old X, i replaced it with 3 month old X that was doing the SAME thing.

I assume I will find more apps that cause this but for now, what can I try other than manually closing the app EVERY time I stop using it which for me will be 10-15 times a day?

I have turned off "background app refresh" and auto downloads.

BTW, I just returned a X to Costco because after charging with the wireless charger they sold with a bundle, my usage and standby would be the same, i.e. after 3 hours and not using the phone AT ALL the standby would say 3 hours and the usage would say 3 hours and I would notice loss of battery life.

For now, how do I stop apps that I am NOT using from causing usage?