I can't answer that but I suggest you contact HSBC in Egypt to make sure that if you have a credit card issued by them it can be used with Apple Pay. As far as I know, normally a bank operating in different countries will have different arrangements with third parties, in this case Apple, so it would not surprise me that you can use a card issued by HSBC in UAE and you cannot use a card issued by HSBC in Egypt, but this latter bank should be able to clarify things for you.
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Apple Pay is currently not yet available in Egypt. Check this site periodically to see which countries support Apple Pay and there is a link inside to show which banks in those countries support Apple Pay.
Countries and regions that support Apple Pay - Apple Support
Thanks for replying i have another question i think its allowed in united arab emirates hsbc bank and we have hsbc bank also in egypt so if i did account in it , it will works in iphone ?
Ty so much for ur help :)
i live in egypt and i cant add any card on my wallet any help ?