i dont need anymore itunes direct debit

What's iTunes direct debit? Do you mean funds taken from your credit card if you use the iTunes Store?

Change or remove your payment information from your iTunes Store account (Apple ID) - https://support.apple.com/HT201266 - "On your iPhone, iPad, or iPod touch, you can change the payment information for your Apple ID in Settings. On your Mac or PC, you can change your payment information from the iTunes Store." - More information at: https://discussions.apple.com/thread/3251676?answerId=15891166022#15891166022 and another tip at https://discussions.apple.com/thread/8010960?answerId=32902784022#32902784022