Hi my name is Margaret, i have had an email from i.ti
It is from music store advising they have take £21.95 frfrom my account to pay for downloaded music for the coming year,i have not got downloading turned on
iPad, iOS 7.1
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It is most likely a phishing attempt. The Apple article below may help you identify such bogus messages.
Avoid phishing emails, fake 'virus' alerts, phony support calls, and other scams - Apple Support