Can’t download free apps from App Store on iPhone 5. Pop up message keeps saying verification required. Unable to delete or edit payment information if this is the problem
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How/when are you trying to remove the card ? You won't be able to remove it when trying to download something, you will only potentially be able to remove it use by logging into the account : Change or remove your Apple ID payment information in the iTunes Store - Apple Support
If that is what you are doing and if you aren't getting the 'none' option : Why can’t I select None when I edit my Apple ID payment information? - Apple Support
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every time I try to download a free app from the app store on iphone 5 it says verification required. i am unable to delete my credit card payment option even though I tried many correct ways to do so. i just want to be able to download free apps