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Question: How can I change my billing info

I got a prepaid card from Walmart and put it on my account. And now my account won’t let me update my phone until I update my billing information. I tried to change it to “none” but it wouldn’t work. I even made a new Apple ID but when I tried to log in it wouldn’t work. I was gonna press the sign out button when you go to the settings to Apple ID but I don’t know if my photos will delete and I don’t want to risk losing my photos and contacts. If anyone knows how to help me with this or if my stuff won’t delete if I sign out please let me know.

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Question: How can I change my billing info