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How/when are you trying to remove the card ? You won't be able to remove it when trying to download something, you need to just log into the account and see if the 'none' option shows : Change or remove your Apple ID payment information in the iTunes Store - Apple Support
If that is what you are doing and if you aren't getting the 'none' option on the payment details screen : Why can’t I select None when I edit my Apple ID payment information? - Apple Support
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My card says it’s invalid and it won’t let me take it off it download apps