It isn't clear to me who the official organizer is. This is the person who set up Family Sharing and is the designated organizer. Only that person can have a card as a payment method and in fact must have a card as payment method. If you are not the organizer then you need to get things straightened out with your daughter's payment method.
How iTunes Store purchases are billed - https://support.apple.com/en-us/HT201359 -->
For the Family Organizer:
Payment methods that you can use with your Apple ID - Apple Support - https://support.apple.com/HT202631 --> "Payment methods for Family Sharing
If you're using Family Sharing and you're the family organizer, you can use the following payment methods:
Credit and debit cards
Some additional payment methods available in select countries or regions (Alipay, China UnionPay, mobile phone billing, TrueMoney)"