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Question: Needing Payment Verification for free Apps?

I’m wanting to download free app. I actually haven’t had a problem until I had to update the IOS, now every time I try to download a free app it wants payment verification and every time I type my info in correctly it says ITunes can’t process request. I just want to know why it won’t let me and I don’t have the option to hit NONE. Please help me fix this

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Question: Needing Payment Verification for free Apps?