use Apple Pay without a swipe terminal?

I’d like to know if it’s possible to use Apple Pay for POS transactions without having to use a terminal swiper. I have a business checking account and currently use PayPal, then transfer that money into my bank account once available. I send invoices through text or email. Can Apple Pay fo this?

iPad Air Wi-Fi, iOS 11.2

Posted on May 16, 2018 10:06 AM

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2 replies

May 18, 2018 7:52 AM in response to reticent411

Apple Pay does not use Swipe terminals in any way since it does not use physical cards, and you cannot physically swipe an iPhone in a slot.


Apple Pay uses NFC terminals. Bring the iPhone close to the NFC reader to start the transaction.

About Apple Pay for merchants - Apple Support


Alternatively you could use Apple Pay Cash for person to person transfers over iMessage.

Apple Pay Cash - Official Apple Support

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use Apple Pay without a swipe terminal?

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