Can I send money in messages using Apple Pay from my iPhone X to a Samsung phone?
Can I send my nephew money using apple Pay in messages with hI’m having an android samsung phone?
No, Apple Pay can only be used to send money to other iPhone users who have the Apple Pay cash enabled on their device.
Here’s more info on how you can send and receive money: https://support.apple.com/en-us/ht207875
There are other means to send friends and family money who don’t happen to have an iPhone.
Take care.