NONE of the draft routers are getting 540mbit, it is a DRAFT and is not finalized, the 540mbits is theoretical, and perhaps might be seen with the ratified version. The 144mbit is not the max for this router however, it will run at 300mbit/s if you switch out of mixed mode and do N-only 5ghz. Of course the performance difference there is really moot except for BETWEEN N clients because the wired is 100mbit, and the AirDisk stuff is turning out around 30mbits.
Check out this review for a bunch of N routers, they're topping out below 50mbit throughput, also note how the G routers (WRT54GS) do NOT pull a full 54mbit.
http://reviews.cnet.com/BelkinWireless_Pre_N_router/4505-33197-30993672.html#more
It is an N router, it uses the draft N which utilizes a MIMO approach, which is rather different from previous technologies, so... you are getting what you paid for, and Apple has not misrepresented the product.
That said, I really wish AirDisk had better throughput, but they didn't quote any benchmarks on that, so I can complain, but there wasn't any false advertising.